Dimont & Associates offers a full line of mortgage insurance claims processing services for Government-backed loans (FHA, VA, USDA), Fannie Mae and Freddie Mac, as well as private mortgage insurance carriers. We bring the most experienced, capable team to this service offering and provide a customized approach to meet your individual needs.

At Dimont, we process all mortgage insurance claim types including:

• Private Mortgage Insurance Claims – filed timely and efficiently with your private mortgage
insurance carrier
• FHA Post Foreclosure (aka Conveyance) Claims – filed timely and in a manner to reduce losses up
front and during the course of an audit
• USDA Post Foreclosure & Loss Mitigation Claims – submit claims using the Loss Claim
Administration which is an automated system to process guaranteed loss claims
• VA Post Foreclosure & Loss Mitigation Claims – submit claims through the VA Loan Electronic
Reporting Interface (VALERI) system
• Fannie Mae Reimbursement Claims – submit claim form 571 for reimbursement of eligible costs
incurred
• Freddie Mac Reimbursement Claims – submit claims using form 104SF: Statement of Loan, Workout
and REO Expenses and Income. We adhere to the requirements in the Single Family Seller/Servicer Guide.
• Supplemental Claims
• Loss Mitigation Claims

As an added-value to our clients, we will supplement existing staff to address high volumes on any of the claim filings listed above and also provide training, quality control and on-call expertise.

Loss Analysis
Dimont & Associates conducts internal reviews and loss analysis on claim processing & servicing. This analysis is performed on all claims submitted by a servicer for a prior month.

The Loss Analysis process identifies:
• Total curtailments or any non-payment of claims submitted
• Root cause of unclaimed amounts or denied claims
• Trends which may be related to these items such as vendor performance or missing documentation
• Recommended follow up actions

The follow up actions may be used as documentation for specific/partial denial appeals, recourse with vendors and recommendations for process changes to maximize the value of similar claims in the future.